Repayment calculator
Weekly, fortnightly or monthly repayments with term, deposit, trade-in and balloon, clearly labelled as estimates and leading into an application.
Car finance broker software: calculators & applications
Car finance: from calculator to application in one flow. Repayments, applications, approvals.
Buyers play with your repayment calculator on Saturday night, close the tab and finance the car through the dealer on Monday. Applications get taken over the phone, payslips arrive as blurry photos across three emails and dealers send leads by text. We build calculator-to-application systems for car finance brokers that capture the lead, collect the documents and keep buyers posted. Then we host them and look after them.
Looking for car finance calculators and application software that actually brings in deals?
Car buyers start with one question: what will it cost me a week? Most broker websites answer it with a calculator that spits out a number and then lets the buyer walk off. The ones who do get in touch end up on a 20 minute phone call, then a week of chasing payslips, licences and bank statements while the car they want sits on hold at the yard. Dealer referrals come in by text and nobody can say whose lead it was by the time commission lands.
Wollopit builds custom car finance software around how your brokerage actually runs. The calculator flows straight into a mobile-friendly application with the figures already filled in. Documents get collected through a checklist with secure uploads. Dealers refer through their own portal and buyers get a text at every stage instead of ringing you. We connect the CRM and tools you already use, replace the bits holding you back and host the lot on our own servers.
01The problems
What we hear from car finance brokers
Does your car finance business have these problems? Here's how we'd fix them.
Most car finance brokers we talk to are great at finding the right lender and terrible at being stuck in admin. The deals are there. They just leak out between the calculator and settlement.
- The problemCalculators that lead nowhereSomeone drags the repayment slider at 9pm, gets a weekly figure and leaves. You never even knew they were there.How we fix itEvery calculator ends with a 'see what you could get' button that starts an application with the loan amount, term and balloon already filled in.
- The problemApplications taken by phoneTwenty minutes reading out address history and employment details while you type it all into the CRM.How we fix itA mobile-friendly application buyers finish on the couch, saved as they go and dropped straight into your CRM.
- The problemDocuments chased for daysPayslips, licence photos and bank statements turn up in dribs and drabs across email, text and Messenger.How we fix itA personal checklist with secure uploads, licence capture and bank statement retrieval, plus automatic reminders for whatever's still missing.
- The problemDealer leads by textA dealer sends a name and a mobile number. Come commission time nobody can prove whose lead it was.How we fix itDealer referral forms and a dealer login with every lead tracked, timestamped and reported back to the yard.
- The problem"Any news on my approval?" callsBuyers have a car on hold and ring three times a day. So does the dealer.How we fix itAutomatic texts and emails at each stage, plus a status page buyers and dealers can check any time.
- The problemPre-approval is a mysteryBuyers don't know if they can go shopping with a budget or need to wait for the full approval.How we fix itA clear pre-approval flow showing the steps, the conditions and when it expires, so buyers shop with confidence.
- The problemSettlement scramblesApproval comes through, then the vehicle details, dealer invoice and insurance certificate arrive at the last minute.How we fix itA settlement checklist for the vehicle, tax invoice, insurance and PPSR check that ticks itself off as each piece lands.
- The problemCompliance paperwork everywhereCredit guides emailed by hand, privacy consents printed and scanned and the preliminary assessment saved who knows where.How we fix itCredit guide, privacy consent and e-signatures built into the application, with every version stored against the file.
- The problemHalf-finished applications go coldBuyers get halfway through, get distracted and nobody follows up until it's too late.How we fix itGentle nudges for unfinished applications, follow-up tasks for brokers and a pipeline showing exactly who stalled where.
- The problemCommissions on a spreadsheetLender commissions, dealer referral fees and broker splits reconciled by hand at the end of every month.How we fix itCommission tracking per deal with expected versus received, dealer payouts and figures ready for Xero or MYOB.
- The problemTradies get the consumer formSomeone wants a ute under their ABN and gets asked questions that don't fit, so they drop off.How we fix itSeparate paths for consumer and business finance, with the right questions for ABN, GST registration and low doc.
- The problemPast clients forgottenLoans end, balloons fall due and the client finances the next car through the dealer instead of you.How we fix itEnd-of-term and balloon reminders so past clients hear from you months before the balloon payment is due.
02What we build
Solutions
What we build for car finance brokers. Usually all talking to each other.
Pick the one that's hurting most or join the whole lot up. Everything is built around how your team works, not the other way round.
Online applications
Mobile-friendly, saved as they go, with consumer and business paths and the calculator figures carried across.
Document checklist & uploads
A personal list per buyer with secure uploads, licence capture and automatic reminders for anything missing.
Bank statement retrieval
A secure link buyers use to share statements straight from their bank, so nobody's emailing PDFs.
Credit guide & consents
Credit guide, privacy consent and e-signatures inside the flow, stored against every file.
Pre-approval flow
Clear steps, conditions and expiry dates, with a budget buyers can take to the yard.
Buyer status tracker
Texts and emails at each stage plus a status page buyers can check without ringing you.
Dealer referral portal
Dealer logins, quick referral forms, lead tracking and status updates for the yard.
Broker pipeline
Every deal from enquiry to settlement on one board, with tasks, notes and who's stalled.
Settlement checklist
Vehicle details, dealer tax invoice, insurance certificate and PPSR check ticked off as they land.
Commission tracking
Expected and received commissions per deal, dealer referral fees and broker splits, synced to Xero or MYOB.
Balloon & renewal reminders
Automatic contact before balloons fall due and loans end, so the next car comes back to you.
CRM connection
Applications and documents pushed into Salesforce, HubSpot or your broker CRM so nothing's retyped.
A website that converts
Fast on phones, built around the calculator and made to rank for 'car finance' and your area.
03The systems
The big ones
Your whole brokerage, on one system.
These are the systems car finance brokers ask us about most. Each one works on its own and they get properly clever when they're joined up.
Calculator to application
The calculator is where the application starts.
Buyers get their weekly repayment figure, then carry it straight into an application without typing anything twice. The application saves as they go and works on a phone. Consumer and business buyers each get the questions that fit them.
- Weekly, fortnightly and monthly repayments
- Deposit, trade-in and balloon options
- Clearly labelled as estimates
- Figures carried into the application
- Saves progress on any device
- Consumer and ABN business paths
- Low doc questions for the self-employed
- Credit guide and privacy consent built in
- E-signatures on the spot
- Unfinished application nudges
Document collection
Every document, on one checklist.
Each buyer gets a checklist built for their situation, from PAYG payslips to BAS statements for the self-employed. They upload from their phone, share bank statements through a secure link and get reminded about whatever's still missing.
- Checklists tailored to each buyer
- Uploads straight from a phone camera
- Driver licence capture front and back
- Bank statement retrieval by secure link
- Automatic reminders for missing items
- Broker review and reject with a note
- Files stored against the deal
- Pushed through to your CRM
- Access controls on every file
- Nothing sent by plain email
Dealer referrals
Dealers refer in seconds. You know whose lead it was.
Partner dealers get their own login with a quick referral form for the showroom floor. Every lead is timestamped and tracked through to settlement. The dealer can see progress without ringing you.
- Dealer logins per yard and salesperson
- Referral form that works on a phone
- Lead timestamps and ownership
- Status visible to the dealer
- Car on hold dates flagged
- Referral fee tracking
- Monthly referral reports per dealer
- Dealer invoices and tax invoices uploaded
- Settlement notices sent to the yard
- Quiet dealers flagged for a visit
Status & pipeline
Buyers stop ringing. You stop guessing.
Every deal sits on one pipeline from enquiry to settlement. As a deal moves, buyers and dealers get a text and the status page updates itself. Brokers see what's stalled before it costs a sale.
- Pipeline from enquiry to settlement
- Automatic texts and emails per stage
- Status page for buyers
- Pre-approval with conditions and expiry
- Settlement checklist with PPSR check
- Tasks and follow-ups for brokers
- Stalled deal alerts
- Notes and call logs on each file
- Synced with Salesforce or HubSpot
- Conversion from calculator to settlement
Commissions & renewals
Get paid properly. Then get the next car.
Track what each lender owes you, what you owe each dealer and how splits work across your brokers. When a loan nears its end or a balloon falls due, past clients hear from you first.
- Expected and received commission per deal
- Missing commission alerts
- Dealer referral fee payouts
- Broker splits and targets
- Figures ready for Xero or MYOB
- Clawback tracking
- Balloon due reminders
- End-of-term check-ins
- Past client birthday and anniversary notes
- Repeat client reports
04How it changes
Before and after
A weekend car buyer, wolloped.
Here's how a Saturday night enquiry could change. Every brokerage is different, so we map yours first.
Before
- Buyer uses the calculator and leaves
- You never knew they were there
- They ring on Monday if you're lucky
- Twenty minute application over the phone
- A week chasing payslips and statements
- The car on hold gets sold to someone else
After
- The calculator starts the application
- Details captured on their phone that night
- Licence and payslips uploaded before bed
- Bank statements shared through a secure link
- You review a complete file on Monday morning
- Pre-approval sooner and the car stays on hold
05Services
Everything under one roof
Software, websites and systems for car finance brokers.
Whether you're starting fresh or upgrading what you've got, it's one team from the first sketch to the support call.
Custom software for car finance brokers
Built around how your car finance business actually runs: repayment calculator, online applications and the admin in between, in one system you own.
Websites for car finance brokers
Fast, hand-built websites that rank for the searches your customers make and turn visits into enquiries, bookings or orders.
Car finance business system upgrades
Running on spreadsheets, old software or a platform you've outgrown? We move your data across and upgrade in stages so the business never stops.
Apps and portals for car finance brokers
Document checklist & uploads and bank statement retrieval: customer and staff portals that work on any phone without an app store.
Integrations and automation
We connect Salesforce, HubSpot and Salestrekker so information moves on its own and nobody retypes it.
Hosting, support and care
Managed hosting, updates, backups and security for your car finance business, looked after by the people who built it.
06Integrations
Connections
Plays nicely with what you already use.
We connect to the CRM and tools you rely on, work alongside broker platforms you're happy with and replace the ones holding you back.
- Salesforce
- HubSpot
- Salestrekker
- Xero
- MYOB
- DocuSign
- Microsoft 365
- Google Workspace
- Calendly
- Zoom
- Stripe
- Twilio
- Basiq
- illion
- Equifax
- Experian
- Redbook
- PPSR
- Google Business Profile
07How we work
The process
Some people dip their toe in. We turn up in a rebreather.
We get properly below the surface of your car finance business: the systems, the busy days and the jobs everyone hates. Then we fix the bits that matter most first.
- 01
Think
We sit with your brokers and follow a deal from the first calculator click to settlement, then work out where buyers and hours are leaking.
- 02
Archi-tech
We plan it before writing code: your calculators, application paths, documents, dealers, CRM, compliance records, hosting and cost.
- 03
Build
Real engineering, shown to you early and often. Usually the calculator-to-application flow first, so you see more complete files quickly.
- 04
Look after
We host it, keep it secure and keep improving it. When something needs changing you call the people who built it.
08Questions
FAQ
Things car finance brokers ask us.
Something else on your mind? Ring 0423 011 252 and ask the people who'd build it.
Are calculator figures clearly estimates?
Yes. They're labelled as estimates and don't represent an offer of credit. We'll word the disclaimers with you so they suit how you work.
Does using the calculator affect a buyer's credit score?
No. The calculator doesn't run any credit check. Credit enquiries only happen later in your process with the buyer's consent.
Can applications go straight into our CRM?
Yes. We can push applications, documents and notes into Salesforce, HubSpot or your broker CRM so nobody retypes anything.
Can dealers refer buyers to us through it?
Yes. Dealers get their own login with a quick referral form. Every lead is tracked so you know where it came from and the dealer can see progress.
Is buyer information kept secure?
Yes. Documents are uploaded through secure links rather than email, access is limited to the right people and everything is stored against the file on our managed servers.
We already use a CRM and aggregator. Do we have to switch?
No. We build around what's working and add the calculator, application, documents and dealer side on top. If something is holding you back we'll show you what replacing it would involve before anything changes.
How much does a car finance system cost?
It depends on what you need, so we quote up front once we understand it. No surprise invoices, no lock-in and you own what we build.
How long does it take?
Smaller jobs like a calculator that starts applications can be quick. Bigger systems are planned in stages so you get the first win early instead of waiting for everything at once.
Who looks after it once it's built?
We do. We host it on our own managed servers and keep it updated and secure. When you need something you ring the people who built it.
We already have systems. Can you upgrade them instead of starting again?
Usually, yes. Most car finance brokers we work with keep what's working and upgrade the rest in stages. We move your data across, connect the old and new while we switch and retire the old system only when the new one is proven.
Contact
Got a car finance business problem? Consider it wolloped.
Tell us what's slow, broken, manual or missing. You don't need a spec, just describe what's going on.